Dec. 22, 2025

The Insurance Crisis Destroying Your Budget (And What You Can Do)

The Insurance Crisis Destroying Your Budget (And What You Can Do)

Insurance costs are exploding with homeowners up 33% since 2020, health insurance projected to jump 15-26% in 2026, and auto insurance up 4-7.5% nationally, driven by higher replacement costs, doubled reinsurance prices from climate disasters, and expiring ACA tax credits that could spike premiums 75%, forcing households to shop around annually, bundle policies, and build bigger emergency funds to handle higher deductibles.

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