The Insurance Crisis Destroying Your Budget (And What You Can Do)
Insurance costs are exploding with homeowners up 33% since 2020, health insurance projected to jump 15-26% in 2026, and auto insurance up 4-7.5% nationally, driven by higher replacement costs, doubled reinsurance prices from climate disasters, and expiring ACA tax credits that could spike premiums 75%, forcing households to shop around annually, bundle policies, and build bigger emergency funds to handle higher deductibles.
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